Poor Credit
What is most unfortunate about people with credit issues in the past is that they often feel like they have no where to turn. After being frustrated often times people give up and search out all there options. At Best Edmonton Mortgage we have many programs in place to help people who have had tough times in the past.
"I have been able to save up a decent down payment but no one seems to be able to look past previous credit issues."
Don't get frustrated. There are a lot of lenders who do not have an issue dealing with clients just like yourself. To them if you have managed to save up a down payment then that means a couple things. 1) You more than likely have a steady income stream because saving for a down payment can take some time and 2) You have the ability to manage money despite what past poor credit suggests.
"I have a past bankruptcy, there is no way that anyone would approve me for a mortgage."
Not so fast, at Best Edmonton Mortgage we deal with many individuals just like yourself who have had issues in the past. Some lenders understand that the past is the past and what is more important to them is where you are at now. If you have improved your situation you maybe surprised what can get done.
"I had good credit in the past but I have poor credit now, only I still want a home."
Again, we maybe able to help you as well. Current poor credit is not always a great indicator of someone's financial situation. Let us take a look at your financial situation, if we can not get you approved today we will be more than happy to put a plan in place to help you get to where you want to be in the near future. That is service through education and that's what we pride ourselves on.
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